Bridge Loan
Condo Inventory Bridge Loans
Private bridge financing for unsold condo units in completed projects
Construction is complete. CO is issued. But several condo units remain unsold — and your existing lender won’t refinance. Banks won’t refinance condo inventory — but private capital will.
LoanTap works with mid-market condo developers to provide condo inventory bridge loans designed for completed projects with remaining unsold units. This short-term financing helps you refinance maturing debt, stabilize cash flow, and preserve value while your inventory continues to sell.
Call Us (786) 774-0411
or Submit Your Deal Here
We’ll review and respond quickly. No obligations.
Your information is confidential and only used to evaluate your deal.
Loan Size
$1.5M - $15M
Leverage
Up to ~70–75% LTV depending on deal profile
Loan Structure
Short-term, interest-only bridge financing
Bridge Loan
Condo Inventory Bridge Loans
Private, flexible financing for unsold condo units
Construction is complete. CO is issued. But several condo units remain unsold — and your existing lender won’t refinance. Banks won’t refinance condo inventory — but private capital will.
LoanTap works with mid-market condo developers to provide condo inventory bridge loans designed for completed projects with remaining unsold units. This short-term financing helps you refinance maturing debt, stabilize cash flow, and preserve value while your inventory continues to sell.
Call Us (786) 774-0411
or Submit Your Deal Here
We’ll review and respond quickly. No obligations.
Your information is confidential and only used to evaluate your deal.
Core Features
Loan Size
$1.5M - $15M
Leverage
Up to ~70–75% LTV depending on deal profile
Loan Structure
Short-term, interest-only bridge financing
When Condo Inventory Becomes a Financing Problem
Selling out a completed condo project rarely happens all at once — especially for mid-market developments where buyer financing, absorption, and timing play a major role.
Traditional lenders often require:
High presale ratios
Stabilized income
Warrantable condo status
Fully sold or nearly sold buildings
If your project doesn’t check those boxes, banks may decline to refinance — even when the asset is complete and fundamentally sound.
Meanwhile, developers are often dealing with:
A maturing construction or mini-perm loan
Carrying costs on unsold condo units
Capital trapped in remaining inventory
Pressure from partners or investors
Delays starting the next project
A bridge loan for condo inventory helps you buy time without giving up leverage or control.
Selling out a completed condo project rarely happens all at once — especially for mid-market developments where buyer financing, absorption, and timing play a major role.
Traditional lenders often require:
High presale ratios
Stabilized income
Warrantable condo status
Fully sold or nearly sold buildings
If your project doesn’t check those boxes, banks may decline to refinance — even when the asset is complete and fundamentally sound.
Meanwhile, developers are often dealing with:
A maturing construction or mini-perm loan
Carrying costs on unsold condo units
Capital trapped in remaining inventory
Pressure from partners or investors
Delays starting the next project
A bridge loan for condo inventory helps you buy time without giving up leverage or control.
Who This Program Is Designed For
This condo inventory financing program is built specifically for mid-market condo developers who have completed projects but still hold unsold units.
Typical profile includes:
6–75 unit condo projects
4–50 remaining unsold units
CO issued within the last 4–18 months
Individually deeded condo units
Owners/operators, GCs-turned-developers, or family-backed builders
If your building is complete but not fully sold, this bridge loan for completed condo projects is designed for your situation.
This condo inventory financing program is built specifically for mid-market condo developers who have completed projects but still hold unsold units.
Typical profile includes:
6–75 unit condo projects
4–50 unsold condo units remaining
Certificate of Occupancy issued within the last 4–18 months
Individually deeded condo units
Owner-operators, GC-turned-developers, or family-backed builders
If your building is complete but not fully sold, this bridge loan for completed condo projects is designed for your situation.
Flexible Use of Proceeds
A condo inventory bridge loan can support a wide range of business objectives, including:
Refinancing a maturing construction or interim loan
Carrying unsold condo inventory during absorption
Reducing debt pressure or recapitalizing the project
Partner or investor buyouts
Funding operating reserves
Completing remaining punch-list or light improvements
Supporting lease-to-sell or rent-and-hold strategies
Negotiating discounted payoffs with existing lenders
Freeing capital for your next development opportunity
The goal is flexibility — not forcing a discounted sellout.
Eligible Property Types:
Individually deeded condo units
Completed low-rise and mid-rise condo buildings
Fee-simple townhome projects
Mixed-use with condo components (case-by-case)
A condo inventory bridge loan can support a wide range of business objectives, including:
Refinancing a maturing construction or interim loan
Carrying unsold condo inventory during absorption
Reducing debt pressure or recapitalizing the project
Partner or investor buyouts
Funding operating reserves
Completing remaining punch-list or light improvements
Supporting lease-to-sell or rent-and-hold strategies
Negotiating discounted payoffs with existing lenders
Freeing capital for your next development opportunity
The goal is flexibility — not forcing a discounted sellout.
Eligible Property Types:
Individually deeded condo units
Completed low-rise and mid-rise condo buildings
Fee-simple townhome projects
Mixed-use with condo components (case-by-case)
Why Bridge Loans Make Sense for Condo Inventory
Why Bridge Loans Make Sense for Condo Inventory
Banks are built for stabilized assets — not transitional condo inventory.
A bridge loan for unsold condo units is different because it:
Uses asset-based underwriting
Is structured as short-term, interest-only financing
Focuses on realistic exit strategies (sell, refinance, stabilize)
Is designed for completed but non-bankable condo projects
This type of condo inventory refinance is meant to protect equity while you finish executing the business plan.
Banks are built for stabilized assets — not transitional condo inventory.
A bridge loan for unsold condo units is different because it:
Uses asset-based underwriting
Is structured as short-term, interest-only financing
Focuses on realistic exit strategies (sell, refinance, stabilize)
Is designed for completed but non-bankable condo projects
This type of condo inventory refinance is meant to protect equity while you finish executing the business plan.
Why Mid-Market Condo Developers Work With LoanTap
LoanTap specializes in private bridge loans for real estate investors and developers, including condo bridge financing that doesn’t fit traditional bank criteria.
Developers work with LoanTap because:
LoanTap specializes in private bridge loans for real estate investors and developers, including condo bridge financing that doesn’t fit traditional bank criteria.
Developers work with LoanTap because:
We understand condo sellout and inventory challenges
We work with private capital focused on asset value
We structure condo inventory financing around realistic exits
We prioritize transparency, speed, and clear communication
We work with you as a long-term financing partner
When banks hesitate, LoanTap keeps projects moving.
When banks hesitate, LoanTap keeps projects moving.
Let's Talk Through Your Condo Project
Let's Talk Through Your Condo Project
If you have a completed condo project with unsold units and an upcoming loan maturity, LoanTap can help determine whether condo inventory bridge financing is the right fit.
Start with a conversation — no pressure, no surprises.
If you have a completed condo project with unsold units and an upcoming loan maturity, LoanTap can help determine whether condo inventory bridge financing is the right fit.
Start with a conversation — no pressure, no surprises.
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Insight Finance Group LLC DBA LoanTap
1100 Brickell Bay Dr.
Miami, FL 33131
(786) 774-0411